Yes, You Can Do Judgment Recovery On Your Own

Ways to Collect From Your Debtor

Your local Small Claims Court provides a great service to your community. At a very low cost the county court will help you resolve your dispute, and even declare a dollar amount owed. No attorneys are allowed. You have your say in front of the judge, and then a judgment is rendered.

But then you have the task of collecting the judgment. Your debtor probably won’t want to pay. And the court can’t make him or her pay. You are not a debt collector, so what can you do? How can you figure out how to collect on your judgment? Here are some choices.

1. You can contact a collection agency and see if they will collect your civil judgment for you. There may or may not be an up front cost. And the collection agency will probably keep 25%-40% of what they collect. That may seem like a lot to you, but the collection of civil judgments is not easy.

If you don’t have the time to collect your own judgment, then consider using a collection agency. But make sure they do more than write nasty letters and make phone calls to the debtor. You want a collection agency that is highly active. Call 5 or 6 different ones in your county and try to get a feel for which one is most responsive to you.

2. You can also get help from a Judgment Recovery Specialist. These are people specifically trained in collecting judgments. They don’t deal with credit card debt or the myriad of other types of debt that a debt collection company handles. A good judgment recovery professional is much more active than a regular debt collection service. They know the ins and outs of small claims courts and civil courts, and all the tricks of the trade.

The percentage that a judgment recovery specialist receives is probably more than a collection agency. That’s because they do more, in my view. They also handle all additional court costs and sheriff costs. It is not unusual for a judgment recovery person to receive 50% of the judgment money. But 50% of something is better than 100% of nothing.

Call 5 or 6 judgment recovery people in your area. See who is the most competent and experienced. Then sit back and let the person handle your court judgment for you. (If you want to email me and tell me your area, I’ll email you back with some judgment recovery specialists in your vicinity.)

3. You can also collect your judgment yourself. If your debtor is hiding or simply resistant, then this may take some doing, but it certainly is doable in most cases. The reason 80% of judgments are never collected is because people either don’t have the time or they don’t know how. It may be that you already know a lot about your debtor. Maybe you have an old check, a place of business, a residence, and auto information. Then you are on your way.

But you still may not be familiar with court procedures and collection methods. However, if you do want to collect it yourself, I have prepared a pretty comprehensive guide that will cover just about all the situations you will run into. It’s cheap and effective. Take a look at it here.


Good Luck! Collecting your own judgment can be financially rewarding and very satisfying!

Peter Gilboy

Judgment Trackers

How Judgment Collection is Done

Most people know that collecting on a judgment is harder than getting the judgment itself. If you have a money judgment, then that probably why you came to the page. Your debtor may have disappeared, hid his assets, or simply refused to pay you. Your debtor may have tried to make himself judgment-proof by setting up a corporation to shield his assets from collection agencies and others.

How to collect a judgment is spelled out in the statutes of each state. But most people—including most debt collectors and collection agencies—still don’t know how to recover the money. The statutes are difficult to read, and besides, where do you start?

Debt collection agencies are not enough. Typically the just send threatening letters or make harassing phone calls in or to get someone to pay. They are usually not very effective at all. Collecting a judgment takes a very specialized knowledge.

That’s why I recommend that you locate a good judgment recovery specialist instead of using collection agencies and other types of debt collectors. Judgment recovery specialists are not attorneys, so you don’t have to pay $250 to $350 an hour. Judgment recovery specialists typically have a simple home-based business, but the good ones have the skills that even attorneys don’t have. They have studied the statutes, continued their education collections, and know all the ins and outs of the law and the courthouse. They only collect judgments, and not any other types of debt such as credit card or non-judgment debts.

If you are looking for a good judgment recovery specialist in your state, feel free to email me at Gilboy@judgment-trackers.com. Tell me about all your judgment and the debtor. I’ll see if there is a qualified person in your area, and email you back.

Peter Gilboy

Judgment Trackers
Also Creator of The Step-by-Step Guide to Judgment Recovery

Letter From Peter Gilboy, Judgment Recovery Specialist

Dear Prospective Judgment Recovery Specialist:

Have you seen the other 4 or 5 other Judgment Recovery Courses out there, and you are wondering about the differences in quality and cost? Obviously you want the best course.

Success! As a Judgment Recovery Specialist shows you how to locate unsatisfied money judgments in your area, get them into your name, and enforce them. You will get from 40% to 50% of each judgment you enforce. And you can do this work from your home.

You are not a collection agency. You are not the usual debt collector. Most collection agencies deal with credit card and business debt, not money judgments. A judgment is an order of the court, not just a debt someone skipped out on.

This is the only course that shows you which judgments to take, and which judgments to avoid. This is the only course that is completely Step-by-Step—from starting your business to satisfying the judgments and getting paid from the judgments. That’s why this course is absolutely the best.

I’m Peter Gilboy, and I wish I had this recovery course when I started 6 years ago. I wanted to work from home too, and now I’ve found a nice niche in judgment recovery. I recover judgment money full-time, and make quite a good living. And, I’m willing to help others. That’s why I wrote this course and started the special E-group for on-going mentoring for others.

I don’t think of Judgment Recovery as just debt collection. I think of it as recovering money to help people who are rightly owed the debt. I know the judgment recovery process. I know how to deal with courts. And I know the right judgment recovery strategies.

I encourage you to visit my site. It will give you a good summary of judgment recovery, and answer many of your questions about judgments and judgment recovery. You will probably have other questions about the course and about other courses too. Just pick up the phone and call me on my home line—619.286.9472. I’m happy to answer any questions you have.

Thanks!

Peter Gilboy

Judgment Trackers